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The Occupational Pensions…

The Occupational Pensions Regulatory Authority is launching a facility on its website to help employers find out if they need to set up a stakeholder scheme.

At the website www.stakeholder.opra.gov.uk/decisiontree, employers can find out if they are exempt from having to offer staff access to a stakeholder pension.

The website asks employers a series of yes or no questions and gives an immediate answer on whether the company is eligible for exemption.

Opra advises employers to check any existing pension arrangements before logging on to the interactive decision tree as this will be required to give employers an accurate idea of their position.

Employers should know what type of employees are relevant to stakeholder are included in their existing scheme and whether membership can be extended to offer a pension to employees currently excluded.

Chief executive Caroline Instance says: “Understanding the various employer access exemptions can be daunting if you are a busy employer. This new web facility is designed to make it as easier for employers to see the wood for the trees.” 

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