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The Mortgage Works – Mortgage Portfolio update

The Mortgage Works – Mortgage Portfolio update

Update: First Time Landlord buy-to-let mortgage range launched for purchase only to 70% LTV. All Light Refurbishment buy-to-let mortgages reduced by up to 0.8%, selected buy-to-let 2-year fixed rates reduced by up to 0.5%, 3-year fixed buy-to-let rate with easy remortgage reduced by 0.5%, LTV and rate increased on 2- year buy-to-let tracker, which now stands at BBR + 3.74%, giving a pay rate 4.24%, to 75% LTV with 3.5% fee

Tel: 0845 601 0763


Ed Balls calls for housing reform

Labour leadership candidate Ed Balls has called for a reform of housing policy which would see £6bn pumped into affordable housing and VAT slashed for home repair, maintenance and improvements. In an article published on the Labour List website today, the Shadow Children and Education Secretary says the moves could be funded by the fact […]


Regulator hits mortgage brokers with ban and fine

The FSA has fined one mortgage broker £31,500 and banned another for reckless practices which allowed false mortgage applications to be made to lenders. Ngozika Louise Ogboru who ran JN Finance (UK) Limited, a mortgage broking firm in Harrow, has been banned from carrying out any regulated activity. Ogboru was the only approved person at […]


‘Computer says no’ culture holding back housing market, says Aldermore

Nearly nine out of ten brokers’ say their clients are being regularly turned down for mortgages by automated credit scoring systems. According to Aldermore, the UK housing market is being held back because of banks’ and building societies’ reliance on computers rather than skilled underwriters to assess mortgage applications. It surveyed 200 mortgage brokers throughout […]

Simon Fletcher

Auto-enrolment: pay attention or pay the price

By Simon Fletcher

As a chief executive officer of a business in the financial services sector, I have been dealing with the introduction of auto-enrolment for our clients for some time, but I can also speak from an employer’s point of view, having to go through the process ourselves.


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