View more on these topics

The Mortgage Operation – Total Cover Plan

Thursday, 28 June 2001.

Type: Mortgage protection product including decreasing term assurance, accident, sickness and unemployment cover and critical illness cover.


Type: Decreasing term assurance.

Minimum sum assured/premium: £1,000/£8 a month.

Minimum-maximum term: Five years – 45 years.

Charges: None.


Maximum benefit: 8 per cent of mortgage.

Benefit payment term: Accident and sickness five years, unemployment 12 months.

Deferred period: 60 or 90 days.

Premium: Subject to negotiation.


Minimum premium/cover: Subject to negotiation/£5,000.

Maximum cover: £1m.

Illnesses covered: Blindness, cancer, coronary artery by-pass surgery, deafness, heart attack, kidney failure, major organ transplant, motor neurone disease, multiple sclerosis, paralysis or paraplegia, Parkinson&#39s disease, stroke, terminal illness, total and permanent disability.

Minimum-maximum ages: 18-65.

Charges: None.

Options: None.

Commission: Subject to negotiation.

Tel: 01483 552688.



Projection racket

Tony Bridgland made some very good points in his recent article in MoneyMarketing but you do not have to wait 20 years to see that the projectionsystem is failing and needlessly worrying people. I have on file two projections four months apart for the same plan, a25-year low-cost with-profits endowment for a £19,500 mortgage with […]

Leeds & Holbeck – Two Year Mini Cash Isa

Tuesday, 26 June 2001.Type: Mini cash Isa.Minimum investment: £1.Maximum investment: £3,000.Catmarked: No.Interest rate: 6 per cent.Charges: None.Commission: None.Tel: 0121 643 6741.

Interlink Premier Network appoints business development manager

Interlink Premier Network has appointed Brian James, 44, as executive business development manager. James joins from Scottish Amicable where he was national account manager. James will focus on new member recruitment with the aim of increasing its current membership level of 215 firms and 260 registered individuals, existing member development, life office liaison and raising […]

Outside Edge David Ferguson

The FSA launched the public and industry consultation phase of itswith-profits review last week at an open meeting aimed at addressing thekey issues. Speakers were well weighted between advocates and critics representing themain strands of interest from product providers to IFAs and the Consumers&#39Association. That so few life companies are prepared to publicise the return […]

Mark Page: why my biggest overweight stock is a discount Spanish retailer

Artemis European Opportunities Fund manager Mark Page is questioned about the merits of investing in Spanish supermarket group, Dia. Dia is a 7,000-store Spanish discount supermarket chain. But with cheaper food prices coming on to the market and an improving Spanish economy, journalist Alexis Xydias questions Mark about its inclusion in the Artemis European Opportunities […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm