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The Mortgage Operation – Mortgage Express Prime Self Cert

The Mortgage Operation

Mortgage Express Prime Self Cert

Type: Self-cert discounted-rate mortgage

Discounted term: Three years


Payable rate: 5.59%

Minimum loan: 50,000

Maximum loan: Up to 90% of valuation subject to a maximum of 250,000, up to 80% of valuation subject to a maximum of 300,000, up to 70% of valuation subject to a maximum of 500,000, up to 60% of valuation subject to a maximum of 1m

Income multiples: Up to 3.5 times principal income plus second or 2.75 times joint

Arrangement fee: 399

Redemption fee: 5% of amount repaid in first three years

Introducers fee: 0.5% of original loan

Tel: 0845 130 3888


AIFA’s view – Fay Goddard

Back after the break and FSA regulation of general insurance was almost upon us. Firms had just days in which to ensure they were compliant with the new rules.

How to benefit from the DNS

It was good to see that January 14 came and went and the world didn’t end – the relief felt was similar to that of the millennium bug when it failed to mat-erialise. Of course, with something like regulation, D-Day isn’t the end of the story. Now’s the time when we have to start changing the way we work and real-ise where the potential regulation minefields are.

Thinc Destini reveals new board

Thinc Destini has introduced its prospective board subject to FSA approval of the merger of the two firms, which it exp-ects to take place in March.


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