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The Mortgage Operation – Mortgage Express Prime Self Cert

The Mortgage Operation

Mortgage Express Prime Self Cert

Type: Self-cert discounted-rate mortgage

Discounted term: Three years


Payable rate: 5.59%

Minimum loan: 50,000

Maximum loan: Up to 90% of valuation subject to a maximum of 250,000, up to 80% of valuation subject to a maximum of 300,000, up to 70% of valuation subject to a maximum of 500,000, up to 60% of valuation subject to a maximum of 1m

Income multiples: Up to 3.5 times principal income plus second or 2.75 times joint

Arrangement fee: 399

Redemption fee: 5% of amount repaid in first three years

Introducers fee: 0.5% of original loan

Tel: 0845 130 3888


AIFA’s view – Fay Goddard

Back after the break and FSA regulation of general insurance was almost upon us. Firms had just days in which to ensure they were compliant with the new rules.

How to benefit from the DNS

It was good to see that January 14 came and went and the world didn’t end – the relief felt was similar to that of the millennium bug when it failed to mat-erialise. Of course, with something like regulation, D-Day isn’t the end of the story. Now’s the time when we have to start changing the way we work and real-ise where the potential regulation minefields are.

Thinc Destini reveals new board

Thinc Destini has introduced its prospective board subject to FSA approval of the merger of the two firms, which it exp-ects to take place in March.

China tech and Global Alpha: a new great leap forward

By Robin Geffen, Fund Manager and CEO

Internet giant Alibaba is exactly the type of entrepreneurial company that the high-conviction, top-performing Neptune Global Alpha Fund seeks to invest in. Established just 14 years ago in an apartment in Hangzhou, today Alibaba is larger than Amazon and eBay put together and is challenging some of the most powerful internet companies in the world…

Read more 

Important information

Investment risks

The value of an investment and any income from it can fall as well as rise and you may not get back the amount originally invested. Forecasts and past performance are not a guide to future performance. Some information and statistical data herein has been obtained from sources we believe to be reliable but in no way are warranted by us as to their accuracy or completeness. These are Neptune’s views and as such this document is deemed to be impartial research. We do not undertake to advise you of any change to our views.


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