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The Mortgage Business lifetime tracker

The Mortgage Business lifetime tracker

Tracker term: SVR for the life of the loan

Tracker rate: 5.84% (SVR)

Minimum loan: £35,000

Maximum loan: £150,000 up to 100% LTV

Income multiples: 3 x principal plus 1, 2.5 x joint

Arrangement fee: £299

Redemption fee: Three months&#39 gross interest in year one, two months&#39 in year two, one month&#39s in year three

Conditions: Available for purchase only through Pink Home Loans

Introducer&#39s fee: 0.5%

Tel: 01543 441505


IHT threshold increased to £250,000

Chancellor Gordon Brown has increased the threshold for the payment of inheritance tax from £242,000 to £250,000 in today&#39s Budget. The change comes in with immediate effect. Brown says the change will mean 96 per cent of estates will now pay no inheritance tax.

Mainland returns to running own PR firm

Financial Dynamics partner Neil Mainland has left the company after two years to set up his own firm, Mainland PR.Mainland, who joined FD after spending 10 years running his own PR firm, is in talks with a number of potential partners and is seeking clients in sectors, including fund management, life and pensions.He plans to […]

Incentive schemes

Legal & General and Norwich Union are calling for a radical shake-up in the pension market but their approaches will prevent them from taking a unified stance.Both life offices believe an incentive system to encourage individuals and employers to start pension savings en masse is required but they clash on the level of advice needed.Legal […]

Govt again fails to halt annuity reform bill

The Government was unable to defeat Conservative backbencher David Curry&#39s annuity reform bill last week for the third time, ensuring the proposed reforms have at least one more hearing before being quashed by the Government.Curry&#39s Pensions Annuities Amendment Bill got crossparty support in the House of Commons to defeat the Government twice on amendments it […]

Nobody expects the Spanish Inquisition

Paul Fidell, Head of Business Development (Investments), writes about one of the primary challenges for those involved in estate planning. He looks at dealing with investment uncertainty in these low growth, low inflation but still volatile investment conditions. Protection of capital, to leave something for beneficiaries, is a fundamental objective of many people’s plans for […]


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