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The long wait


Money Marketing’s front-page article on pension rebates last week vindicates what I have been saying (and writing) for years.

The only outstanding points are why has it taken so long and what is the regulator going to do about it? Indeed, why didn’t they do something years ago?

Harry Katz
Norwest Consultants

Responses to Money Marketing article on the legal risks for pension rebates

When is our industry going to stop shooting itself in the foot? When will the FSA listen to the concerns of people involved in our industry and take action?
Richard Jacobs

Surely, the principle we used to use of giving “best advice” would have covered this, BA being defined as best for the client, in this case, ultimately being the scheme members. Unfortunately, in the area of corporate schemes, it is the “company” that is seen as the client. Members of the scheme just pay inflated fees and are told to be thankful their employer has set up the scheme “for their benefit”.
John Harding

This goes on in almost every other industry and many businessowners understand the value of negotiation and “what’s in it for me?”
Dermot Brannigan



Ouf of Context

“I paid by credit card in an Iceland store today – they asked me if I wanted ashback.”Polhill senior account manager Vanessa Chance gets in quick with the Iceland gags. “At first I thought it was just the Icelandics burning huge piles of cash but then I found out it was actually a volcano.”Comedian Chris […]


Paul Armson

Chief executive of new venture Alternative Financial Advisers helps IFAs become lifestyle financial planners which he believes is a vital capability for advisers’ future success. Interview by Lee Jones

Trusts: Easier than you think?

Protection providers often extol the benefits of placing plans in trust. The advantages for clients are widely recognised and numerous – inheritance tax mitigation, avoiding probate delay, controlling claim proceeds, and so the long, familiar list continues. Yet, dismissed as unnecessary form-filling, or simply viewed as irrelevant in the context of a mortgage sale, less […]


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There is one comment at the moment, we would love to hear your opinion too.

  1. This seems to me to be a very good example of why crystal clear and simple CAR will be better all round.

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