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The key points of Sandler&#39s speech

Commission is an opaque loan to the consumer

Savings ratio is a new priority of the review

Accepts the review process can paralyse the industry

Need for market simplification and standardisation to limit need for advice Consumers happy with IFAs because they think advice is free

Industry uses term “advice” much too loosely


Schroders splits it out

Schroders has unveiled a split-capital investment trust that will be offered as a rollover trust to shareholders of the Schroder split fund when it winds up in January. Ian McVeigh, who is currently responsible for the Schroder split fund, Schroder income growth fund and Schroder income, will manage the new trust on similar lines to […]

Myners quits after taking Gartmore into top league

The man who paved the way for the Sandler review, Paul Myners, has stepped down from his role as Gartmore chairman after 16 years at the company. During an illustrious career at Gartmore, Myners saw the firm rise to become one of the UK&#39s top fund management businesses, with assets growing from £1.8bn in 1985 […]

End the loose talk on 1% world, says Hunt

Aifa chairman Lord Hunt of the Wirral has demanded the industry stop its loose talk of the 1 per cent world, saying it is little more than a slogan. He also warned that changes to polarisation could see the industry revert to sales-based and not advice-based behaviour and provoke a scramble for distribution. Introducing Ron […]

Pink brings in long redemption fee

Pink Homes Loans is hoping to undercut the opposition with the exclusive buy-to-let mortgage, funded by Mortgage Express.The mortgage is fixed at 1.99 per cent until December 3, 2002, after which the rate will be 1.75 per cent above the Bank of England base rate for the term of the loan. It is available for […]

Unfinished business?

Pension specialist Fiona Tait gives an update on three big announcements from the 2016 Budget – Pensions Advice Allowance (PAA), the Lifetime ISA (LISA) and the pension dashboard. £500 Pensions Advice Allowance What’s new Under current rules it is possible to deduct an adviser charge from a defined contribution pension fund to pay for financial […]


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