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The e-trading revolution

The year 2000 saw the dawn of the e-trading revolution for IFAs. New services emerged which over time will transform the way all IFAs do business.

As life and pensions prov iders embrace these systems, they are able to cut their costs and pass on these benefits to IFAs in the form of higher commission rates. Friends Provident, alongside many providers, has taken up this challenge. This year also witnessed a landmark legal bill which allows digital signatures to be used. Although the details still need to be ironed out, such as what the signature will look or sound like, the move marks a significant change in the way online business can be authorised.

Combined with new Origo standards and incredible adv ances in fresh programming languages, such as XML messaging, the signatures will speed up the new business process, eventually leading to simpler products for consumers.


NPI secure local authority SRI pensions scheme

NPI has been chosen by Wiltshire County Council to provide a Socially Responsible Investment, Additional Voluntary Contributions pensions scheme. The Wiltshire CC pension scheme currently has 16,000 members, three per cent of whom have taken up an AVC option to date. Legislation introduced this summer obliged pension providers to disclose a Statement of Investment Principles, […]

Biotech&#39s testing time

The biotech sector has had a volatile year. Despite two relatively hefty corrections in March and November, biotech funds still top the unit trust performance tables, with Framlington Health and CF Bio-Tech placed first and second respectively in the Micro pal unit trust rankings. For the 12 months to date, these are the only two […]

Treasury to announce N2 timetable in Spring

The Treasury is still hopeful of achieving N2 by next summer, despite media reports putting the date back to Autumn 2001. With consultation documents still awaiting responses, the Government proposes to announce a firm timetable in the spring. N2 day marks the introduction of the Financial Services and Markets Act 2000, when the FSA is […]

Rights of passage

Over the last few weeks we have been talking about the various ways in which a claim may be made against a spouse&#39s accrued pension rights in divorce settlements. What we have not yet done, however, is examine the chances that such claims might succeed. It is not automatic that a claim must or even […]

The curious market reaction to Brexit

Written by Mike Riddell29 June 2016 Headlines over the past few days have screamed about record falls in sterling, record low bond yields and massive falls in equity prices. However, if you take a slightly longer view of markets rather than simply the one- or two-day reaction, I think it’s amazing how little markets have […]


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