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The Co-operative Bank pulls out of self-cert

The Co-operative Bank has made the decision to pull out of the self-certification market. The bank says the decision has not been taken lightly, but will allow it to review business received so far and monitor its performance against other product offerings. It says the results of the review will determine whether or not it will re-enter the market for self-cert in the future.


Menu of costs will let customers compare and value – IFAP

IFA Promotion chief executive David Elms believes the FSA consultation paper on implementing up-front &#39menu of costs&#39 for financial advice will make not only the price, but also the value of advice clear and comparable across all advice channels. Elms says: “We believe over time this level of transparency will help consumers understand and appreciate […]

IF hits break even

Intelligent Finance says it has achieved its target of breaking even by the end of last year and had assets of £15.5bn at December 31, 2003. The bank says it would be the UK&#39s 12th largest lender if viewed as a standalone business and now has 820,000 customers. IF chief executive Grenville Turner says: “IF […]

Menu will not acheive goal if &#39over-engineered&#39 – ABI

ABI head of pensions and savings Chris Kenny says the reforms should allow the savings industry to operate within a more competitive and transparent market. But will make it easier for the consumer to shop around not only for the best product, but for a deal where they know and understand how much financial advice […]

Pension Bill lacks depth due to Brown limit probe

The Pensions Bill is lacking in detail because all references to the parallel Inland Revenue pensions simplification review have been removed since the Chancellor put the project on hold, Money Marketing has been told. Chancellor Gordon Brown&#39s decision to ask the National Audit Office to assess the effect of the proposed £1.4m lifetime limit for […]

Benefits of using a probate bare trust

Have you ever wondered what happens to someone’s investment bond on their death if it is not written in trust? When someone dies it is essential to deal with their estate, which can be made up of their home, belongings, investment bonds and anything else they may have owned. But, it is not as simple […]


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