Tenet is redesigning its application forms so clients can buy both mortgage and protection products by filling in a single form. The firm says it wants to encourage IFAs to write business from areas which they may be not be focusing on.Chief executive Simon Hudson says he is also concerned that advisers writing mortgage business but not recommending building and contents cover could be held liable if their client’s house burns down soon after completion. Hudson says the UK is massively underinsured despite the huge commission available on many protection products. He says: “At the moment, IFAs have to go on to each providers’ extranet and download the forms separately. “In combining the two this should reduce the time taken and ensure a consistent approach regardless of which provider you are writing business with.” The new forms will be produced by Tenet’s protection support service provider Premier and will be available from next year.