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TD Waterhouse – Protected Investment Plan

Thursday, 6 February 2003

Type: Capital protected bond

Aim: Growth linked to the performance of FTSE 100 index

Minimum-maximum investment: £3,000-£1m

Term: Five years

Guarantee: Capital returned in full regardless of performance in index

Return: Up to 75% growth at end of term

Closing date: March 18, 2003

Commission: Initial 3%

Tel: 0845 6010402

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