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“Yes. The products are too complicated for the man in the street to understand.”

Diane Mackintosh, Mackintosh Independent Financial Planning

“No, I don&#39t think so. If there was any reason to be concerned, then, yes, but I don&#39t know what the concerns are based upon.”

John Whelan, EDJ Financial Planning

“Any financial product requires monitoring but I think they go over the top in many things.”

Martin Viviani, Edinburgh Financial Solutions

“Yes. We think these products are riskier than the literature would suggest.”

Will Patterson, AC Eggleton & Co

“Yes, just a gut feeling.”

Ian A Crooks Ian Crooks

“Yes, They are complicated products and it is important that investors understand how they work and the risks involved.”

David Crawford David Crawford

“Yes, because they are complex products and a lot of people do not know what they have got themselves into.”

Henry Bowman,Portlethan Independent Financial Services

“Yes. They should be very concerned because a number of brokers did not understand the underpinning behind them.”

David Brunning, Newham Houghton & Co

“Yes. Perhaps too many people were selling them when they did not understand the product.”

Tim Purdon, Paladin Financial Services

Yes 78%

No 22%


£20m promotion for &#39plan from the Pru&#39

Prudential is spending£20m to promote its “plan from the Pru”, which marks a change in strategy for the firm, diversifying from its core business of with-profits and annuities.The return to a virtual “man from the Pru”, first revealed by Money Marketing four weeks ago, means the company is offering basic financial planning information on the […]

Royal Bank of Scotland International – Bonus Builder Account

Monday, 23 September, 2002 Type: Guaranteed equity bond Aim: Growth linked to the performance of the FTSE 100, S&P 500 and Dow Jones Eurostoxx 50 indices Minimum investment: £5,000, $10,000, euros 10,000 Place of registration: Isle of Man Investment split: 100% linked to the FTSE 100, S&P 500 and Dow Jones Eurostoxx 50 indices Guarantee: […]

SVM launches UK Oeic

SVM Asset Management is allowing investors to access three of its mainstream funds through the launch of its first UK Oeic from September 30.The funds – UK opportunities, UK100 select and continental Europe – were previously only available offshore. They will be marketed to the UK with 1 per cent or 0.95 per cent discounts […]

&#39Moaners prevent move toward professionalism&#39

IFAs should make a stand against the Victor Meldrews of the industry and follow the example set by the Americans and Australians to establish a new professional model, says Institute of Financial Planning president Simon Williamson.Speaking at the annual IFP conference in Telford last week, Williamson criticised IFAs he referred to as moaners who want […]


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