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“No. Advice should be given based on the circumstances of the clients, not from kickbacks from providers.”

Simon Brougham, Charles Wakeling & Co

“Yes. As long as the terms are competitive, then why not?”

Chris Moxon, CW Moxon & Co

“Yes, I think it would make for a better industry.”

Bob Brearley, First Mortgages

“If they want to keep the business, then yes. They need to be proactive and at the moment they are getting business at one end and losing it at the other.”

Paul Lear, Gibbs GIllespie Independent Financial Services

“Yes. I&#39ve got to get paid for my advice but only if it is the best deal for the client.”

Raymond Speight, Wilfred Leach & Co

“Yes. Lenders pay comm-ission and are looking to build and retain market share. It is one way of doing it.”

David Wilson,David Wilson Financial Management

“Yes. If there is work involved, we should get paid but I do not know whether it is morally right. It could be open to abuse.”

Michael Power, Michael E Power Financial Services

“Yes. Maybe they should offer a nominal fee but I would prefer to see them offer the same rates to existing cust-omers they give to new borrowers.”

Dave King, ASK Independent Consultants

Yes 88%

No 12%


Trade deficit narrows in July – Gerrard

The global trade deficit in goods narrowed in July. It now stands at 4.3 per cent GDP. The improvement was aided by a dramatic drop in the shortfall in non-EU trade which fell to its lowest level since May 2002 and exports to the US climbed by £400m according to Gerrard&#39s latest figures.

Premier Asset Management – Premier Limited Editions No 11

Type: Capital-protected bond Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: Lump sum £5,000-£1m, Isa £5,000-£7,000 Term: Six years Guarantee: Original capital returned in full provided index does not fall by more than 50% and returns to at least its initial level Return: 7% at the end of year one […]

Open and shut case?

The open market option requirements do not seem to be working as intended. Perversely, there appears to have been a drop in people shopping around for the best annuity in the last 12 months.This is not good for consumers and therefore not a good thing for the industry. In theory, a requirement to tell consumers […]

Stephen Smith

The advent of mortgage regulation under the auspices of the FSA is the greatest challenge facing the sector over the coming years, says Legal & General&#39s director of housing marketing Stephen Smith.In the 25 years he has been in the industry, Smith believes this is the biggest shake-up the sector has seen but he fears […]

The Great British Break-Off

Despite predictions that a vote to leave the European Union would result in an economic apocalypse, UK equities have shown the market equivalent of a stiff upper lip: bouncing back, keeping calm, and carrying on. Although the road towards Brexit remains clouded in uncertainty, UK equities offer a range of opportunities to investors seeking returns […]


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