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Should with-profits be Catmarked?

“No. With-profits is suffering but I cannot see that Catmarking will make a difference.” Sam Newgarth, Newgarth Financial Planning

“Yes. With returns reducing, it is important to keep charges to a relatively low level.” Stephen Sheehan,Claremont Financial Services

“Probably not. I am not strongly in favour of Catmarking. It seems to reduce consumer choice.” David Coldicott, Coldicott Financial Services

“No. With-profits is a good concept which has worked well and will do so in the future.” Gary Fielding, Baker Richmond Financial Services

“No. We are in a situation at the moment where IFAs are moving away from doing Isas, stakeholder and pensions in general because commission does not make it practical. An IFA simply cannot go out and work for buttons.” John Balderson, John Balderson Financial Services

“No. If you Catmark anything, you are telling customers that it is good. A Catmark is not a guarantee and it drives people away from advice.” John Booth,Oak County Financial Services

“No. The way it is currently constituted means the IFA can rebate commission so everybody can benefit by closing the bid-offer spread.”

Roger Cooper, Robin-Cooper Financial Planners

“No because catmarks put the emphasis on the wrong things and do not take into account such things as past performance and the underlying strength of the with-profit funds.”

Nigel Speirs Buckles Ltd

Yes 13%

No 87%


Bucketshop mentality

Mark Dampier&#39s horse is far too high for his own good (A lesson in research,Money Marketing, October 5).My response to his original comments was not based on press reports but on Hargreaves Lansdown&#39s own propaganda (sorry, marketing material) and close scrutiny of their recommendations.I would be delighted to meet Mr Dampier, examine Hargreaves Lansdown&#39s research […]

RLAM in joint venture with Royal London Private Equity

Royal London Asset Management is launching a new private equity joint venture Royal London Private Equity.The new company will be based in offices in London and Glasgow and will manage Royal London&#39s portfolio of private equity funds and direct investments which total in value £60m.

Tables &#39confusing and irrelevant&#39 says Hollands

The FSA has launched its comparative unit trust and Oeic Isa tables, as well as additional information on a full range of financial products.The tables and information can be accessed by going to

Threadneedle sews up split bonds

Threadneedle Investments has added the Threadneedle strategic bond fund to its stable of bond funds. This open-ended investment company (Oeic) will invest in a diverse portfolio of corporate bonds, from investment grade bonds through to high yielding junk bonds. The initial target yield is 7.5 per cent gross, but this could vary because the proportion […]

Is three a crowd?

The pension versus Isa debate has raged on and off for years. Les Cameron, head of technical at Prudential, asks if three’s a crowd.   I think the debate was arguably settled by pensions freedom when the biggest downside of pensions – limited access and poor death benefits – was fundamentally changed. Total access, albeit with […]


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