View more on these topics


Is buy-to-let a bubble about to burst?

“No, it is not a bubble set to burst but it is certainly a dead market and no one new is coming into it. It is harder to get get high loans to value, too.”

Peter Sharman, Optimum Financial Solutions

“Yes, I think so. London is saturated and the yields are falling and we are not doing much buy-to-let business at all now.”

Bharti Doshi, Allcover Financial Services

“No. There is a sustain-able level of tenants who cannot afford to get on the property ladder and will provide regular income for landlords.”

RR Shah, RR Shah & Co

“Yes, I think it has already. At one point, every other mortgage we were doing was buy to let, now I think it is maybe one a month. I think what will be the next big thing to emerge will be buy-to-let remortgage.”

Jeff Lever, Conran Financial Services

“Yes. BTL will taper off this year. The proposals for allowing people to put their properties within their pension funds will mean people will hold off as it will look a lot more attractive next year. Prices will not go up this year and BTL will not look attractive.”

David Swift,Swift Mortgages IFA

No, I think BTL is fairly strong. If interest rates rise, it will reduce the number of people going into the market, especially in the first-time buyer sector, creating more demand for rented properties.”

Tom Webster, Mortgages Life & Pensions IFA

“No but I do not see great capital gains to be made from it in the South-east over the next three to five years. Properties are either approaching or at their peak value.”

Nick Lincoln, Wilson Dean Financial Services

Yes 50%

No 50%


F&C Announces Strategic Partnership with IMS.

F&C Asset management has joined up with Investment Manager Selection for the selection of external managers for its manager of mangers equity mandates. The company hopes to expand its open architecture product capabilities as a result of the merger, through its fund of funds business. F&C European head of retail Laurence Lewellyn says: “F&C has […]

Chancellor Predicts Continued Growth

Economic growth last year was 3.1 per cent, and is forecast to be 3 to 3.5 per cent in 2005, and 2.5 to 3 per cent in 2006, said Chancellor Gordon Brown in his budget speech today. Brown said inflation was 1.75 per cent last year, and has predicted inflation of 1.75 per cent in […]

VCT Edge – Ben Yearsley

You might have read in the financial press in the last couple of months the spat going on between Aberdeen and Close Venture Managers over the management of the Murray Johnstone family of VCTs.

Guide cover resized

Guide: Johnson Fleming’s managed auto-enrolment service for SMEs

Johnson Fleming has launched its new managed auto-enrolment service, designed to support SME businesses of up to 250 employees. The managed auto-enrolment service is not just about providing businesses with a software system for them to manage themselves, but more about outsourcing the administration of the project and scheme to Johnson Fleming’s auto-enrolment staff.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm