View more on these topics


“Yes. There are too many sub-prime mortgages being pushed.”

Brian Ind, Tetbury Financial Services

“No. I can&#39t see any problem. It&#39s no more harmful than double glazing salesmen or Jehovah&#39s witnesses.”

Scott Williams, Keith Williams

“If cold-calling is done in a professional manner then people can always say no.”

Alan Mackay, Alan Mackay & Co

“Yes. There is a lot of misselling through the cold call.”

Lesley Wood, Sheperd Wedderburn WS

“Yes. I don&#39t think cold calling in any financial services organisation should be allowed. We don&#39t do it and everyone knows that the best business comes from word of mouth.”

Adrian Shephard, Hallmark

“I think it should be banned. If people want mortgages they should go out and get them. Trying to change people&#39s minds is just self-defeating.”

John Hamilton, John Hamilton Life & Pensions IFA

“Yes. I&#39m too busy reacting to clients to have time to make outbound calls. If your service is good enough then you don&#39t need to email and cold-call people.”

Matthew Brown, Argent Consulting

“Yes. It encourages people to increase their debt in general terms. The firms cold-calling people are often just trying to sell more debt, to get them to take out this loan or that loan. It should be banned.”

Mark Loydall, Cambourne Financial Planning

Yes 75%

No 25%


Buried alive by bureaucrats

I have read your report in Money Marketing in which your survey shows 80 per cent of the public do not want to pay fees. This has motivated me to write to you with my own views, being an IFA of some 30 years running a small practice in Buckinghamshire.It is appalling that the FSA […]

Handed fame on a pate

While celeb spotting over lunch in a Soho restaurant with an MM reporter, Bristol & West PR Debbie Stavely got very excited when she recognised a well-known media man.When B&W head of marketing Dom Toller pointed to a small, slightly balding man leaving the restaurant with an exclamation of: “Oh, look who it is…,” Stavely […]

Scottish Mutual makes investing Ea5y

Scottish Mutual has established the Ea5y income bond, a guaranteed equity bond that offers a choice of two income options or a growth option.The name of the product is a play on the word easy using the number five because it has a five-year term. It offers investors a choice of annual income at 6.25 […]

Insight Investments – Insight Investments European Smaller Companies

Friday, 18 October 2002 Type: Oeic Aim: Income by investing in European smaller companies Minimum investment: Lump sum £2,000, monthly £100 Investment split: 100% in European smaller companies Isa link: Yes Pep transfers: Yes Charges: Initial 5.25%, annual 1.5% Commission: Initial 3%, renewal 0.5% Tel: 0845 8506050


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm