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Talkback

“Yes, I would agree with that because of the care and attention you

get from a personal adviser instead of the bulk service in a bank.”

Brian Donn, North East Independent Financial Advice

“Yes, I think so, because we will maintain our independence and build

up personal relationships with our clients.” Christopher Knox, Beacon

House Investments

“I would say yes. Banks give a very bad service traditionally, so

IFAs are more in tune with what investors want.” Ken Harrison,

Wilkinson Harrison and Robinson

“Yes. We offer a personal service and we offer continuity to

customers who like to see the same face each time.” Chris Crookes,

Grovenor Financial Management Consultancy

“Absolutely not. I think we operate at different levels. We provide a

service to clients, where banks are interested in turning them over.”

Malcolm McPherson, Orr Kerr Dykes & Co

“Yes. We can offer a more appropriate service and usually more

competitive rates.” Brian Hancox, BDH Financial Services

“No. Although I think we will be able to compete,I do not think

things will change very much.” Stuart Murray, Peter Murray Life and

Pensions

“No. I think it will be harder for smaller IFAs because the banks

will start to look more like IFAs.” Bob Cooper, RMC Associates

yes 63%

no 37%

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