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Talkback

“Absolutely not. I am an IFA and I find them hard enough. The man in the street will not be capable of using them to the degree that he would need to be able to.” Leon Pownsey,Independent Financial Solutions

“No. They do not seem to have worked for stakeholder. People still need advice.” Anthony Malone, Healey Financial Services

“No, because the general public need to have financial products explained to them and, even if they do go through a decision tree, it only tells them they need a stakeholder product but not which company to go with.” Peter O&#39Neill, PT O&#39Neill IFA

“No. People are not going to use them anyway, so what is the point?” Timothy Race, Race & Co

“No. I can see them being as much use as decision trees for stakeholder pensions, which have been a complete waste of time as far as I am concerned.” Bob Marchant, Colin Garner & Co

“No. I just do not think they work. All they have to do is look at stakeholder pensions. They didn&#39t work for them so why would they work now?” Malcolm Purrell, Malcolm Purrell Financial Services

“Yes. As this is a limited advice situation, I think they could help a client decide what they want.” Chris Nuttall, Amethyst Financial Management

“No. They should be done through IFAs and done properly.” Roger Beety, Roger Beety Financial Services

Yes 12%

no 88%

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