Talkback

“Yes. If you keep communicating to your clients and let them know there are

opportunities out there, there is business to be done.” David Stewart,

Brynford Investments

“It is debatable. I think pension business will not but investments will.

Mortgages and insurance will stay the same.” John Abson, Norwood Lake

Independent Financial Services

“No. I think we are in for a very tough year because of apathy, perceived

poor performance of the stockmarkets, rising consumer debt and the

impending tax rises as of April 6.” Kim Barrett, KS Barrett & Associates

“Yes. I thought business would go down in 2002 and it went up by a third. I

plan to do the same thing again.” Stephen Eames, Beltinge IFA

“Assuming conditions settle down or even start to improve this year, I

think we will start to see an improvement in business.” Collin Eyre,

Pygmalion Fund Managers

“Only if the markets improve. I know the Government doesn&#39t think so but I

expect markets to rise. It is cyclical and we have been bumping along the

bottom long enough.” Richard Todd, RHT Financial Services

“Yes. We expanded heavily last year and expect to generate more business

despite the volatile markets.” Phil Bradshaw, Yorkshire Investment Group

“No. I am very pessimistic. Regulation is a factor. I haven&#39t passed the

mortgage exams so I will lose mortgage business.” Sohan Jheeta, Personal

Investment Planning Service

Yes 63%

no 25%

DON&#39t KNOW 12%