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“Yes. Flexibility and choice are always a good thing although there are certainly less speculative investment options.”

Rory Clayton, Manor House Financial Services

“No. I think anything to do with pensions should be regarded as a long-term investment and not a shortterm gamble.”

Robert Cunningham, Murrell Asset Management

“No. If the fund went into the red, it would be disastrous. There has been enough bad publicity for Sipps and I think it would be the straw that broke the camel&#39s back.”

Robert Cooper, RMC Associates

“Bearing in mind that spread-betting has to be viewed as a form of gambling, I do not consider pension funds suitable for use in this.”

Tim Purdon, Paladin Financial Services

“No. I firmly believe that a Sipp is there to be a pension at the end of the day and there is a danger of people losing money.”

Graham Laverick, Willett & Ross

“No. Certainly not. It is the word betting I do not like. If you want to bet, go to William Hill.”

Harry Katz, Norwest Consultants

No. I do not think spread-betting has anything to do with pensions and is a complete waste of time.”

Ivan Hill, Dixon Sutcliffe and Co

“Yes. It is an investment like any other investment but there must be some clarity of contract in order to help investors realise what they are signing up to.”

Matthew Morris, Rickman Tooze IFA

Yes 25%

No 75%


IFAs say their net use will soar in five years

IFAs expect to use the internet much more in their daily business over the next five years. Seventy-six per cent of 300 advisers questioned by Sesame predicted a growth in internet use while 30 per cent thought there will be a major increase. Sesame has teamed up with Mori to launch a quarterly survey of […]

Iimia now trading on Aim

Financial services group Iimia Investment Group has begun trading on Aim, following its merger last month with the Exeter Investment Group. The combined business will have four divisions; third party administration, fund management, financial planning and private client investment management. The newly formed group has £500m of combined funds under management and £3bn in funds […]

Bubbly loses its fizz

I will retire later this year when I reach 65 and have heard that through the use of stakeholder pensions I could get a guaranteed return of nearly 10 per cent on my money with apparently no strings attached. Such a level of interest sounds very attractive as at present I am getting less than […]

Ex-BRS team makes a return with Just Retirement start-up

The former Britannic Retirement Solutions team has re-emerged with the launch of a specialist at-retirement pro-vider called Just Retirement. The firm will focus on products for the at-retirement market, offering enhanced pension annuities and equityrelease schemes. It will offer annuity rates which take acc-ount both of postcode and health. A long-term care product may be […]


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