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“Absolutely. It would be great to have someone around to help us understand key issues, so we would know what is expected of us, know about deadlines and compliance – in plain English.”

Eileen Hogg,Hogg Financial Services

“Yes. It will give us more of an insight into how the regulator works.”

Douglas Wilson,Douglas Wilson Financial Consultant

“Yes definitely, I would encourage this.”

Carl Lamb,Almary Green Investments

“Yes, this is a step in the right direction.”

Peter Shorter,Shorter & Co

“No and I do not think this will be effective. I am cynical about this sort of thing . If they need more money to fund it they will raise fees to pay for it.”

Stephen Walton,Stephen Walton Financial Planning Consultancy

“Yes, because they need to listen and maybe we will get the chance to say something to them. The FSA has become divorced from reality and almost become a political organisation. It will be nice for them to meet people at the coalface so they know what is going on.”

Keith Emery,RST Financial Consultancy

“Yes, provided the FSA treats the opportunity in the right way but it depends what they want to use these surgeries for.”

Barry Freed,Hillyard Financial Consultants

“Yes. We do not have a lot of contact with them up here in Cumbria and when we try to contact them it is often hard to get through.”

Julia Barnes, Investacc

Yes: 88%

No: 12%


Multi-ties could deliver a vital new business model

It was of no surprise to read that 81 per cent of IFAs will not consider multi-tying after depolarisation, preferring to keep their independence (Money Marketing, May 20). Nonetheless, I would encourage IFAs to think more broadly about the possibilities that depolarisation brings,as it will undoubtedly benefit the vast majority without any significant changes to […]

FSA need to take more responsibility for the treatment of consumers

The FSA should take more responsibility for the way consumers are treated according to the Financial Services Consumer Panel&#39s annual report. The Consumer Panel argues that if consumer confidence in the industry is to improve, more simple information should be available in order for them to compare products and services, resist pressurised selling and misleading […]

FSA could scrap projections

The FSA may be backing away from setting recommended projection rates, with a discussion paper due in July to pose the question whether this is the regulator&#39s role. A review of projection rates was announced last June after a report from PricewaterhouseCoopers drew attention to the uncertainties inherent in any projections of investment growth, suggesting […]

Verity&#39s view

When the FSA first got its powers, it was all too easy to view the new, statutory watchdog as having fewer teeth and a more docile nature than its self-regulating predecessor the Securities and Investments Board. After all, SIB had launched the biggest and most expensive compensation exercise ever attempted – the £15bn-plus review of […]

The curse of long-term cash

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, reveals why clients should be seriously concerned when short-term holdings of cash turn into a long-term investment. There is nothing wrong with holding wealth in the form of cash on a short-term basis. For many people capital stability is important and access to ready cash […]


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