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“I do not think structured products will be a widespread problem. I think these products have been sold intensively in small areas but will not be a big concern for the industry.”Graham Laverick, WR Financial Management “If you look at their history, structured products to date have not made their target projections. So, yes, I think there could be a misselling scandal.”Graham Smith, Blythswood Associates

“Yes, and I think there is already evidence of it. Intrinsically, they are dangerous products to have anyway. There is potentially a requirement for the adviser to do due diligence on the bank which is providing the guarantees and I do not think any IFA has the time or inclination to go that far.” Keith Thomson, Blackadders

“I do not think I agree with this. There are far bigger concerns coming up ahead of mortgage regulation.”Wolfgang Geissler, Geissler Financial Services “Yes, this will be a problem area but I think endowments will continue to be a concern.” Eddie Low, Eddie Low Independent Financial Solutions

“Yes, they are likely to find another scapegoat soon and it could be this sector.”Michael Krause, Lighthouse Financial Services

“Yes, I suspect this will be true although it should not be. They carry a risk but the literature explains that.”Adrian Hall, CBC UK

“Yes. Hindsight plays a big part and it is not necessarily fair but I think it probably will be.” Mike Baughan, Chessman & Partners

Yes 75%

No 25%


Peers call for FSA to be monitored

A report on the UK&#39s most powerful regulators concludes that the FSA needs to be monitored by the National Audit Office. The House of Lords&#39 select committee on the constitution recommends that the FSA&#39s cost-effectiveness and budgetary control are monitored by the NAO in a report entitled, The Regulatory State: Ensuring its Accountability. The report […]

That will be the A-day

Taxbriefs should have to write out: “Pension simplification comes in from April 2006” 100 times, says the Diary after seeing its Spring Financial Review that was being handed out at last week&#39s Money Marketing Live. The Diary knows it can be expensive to get a reprint but, with a lead article putting A-day a year […]

More PI woe as EU is set to force 50% rise in IFA cover

IFAs have condemned as pointless a new EU directive that will force IFAs to increase their professional indemnity cover by 50 per cent by April 2006. Already reeling at the financial pain of dealing with the ins-urance mediation directive which requires firms to have £1m cover by January 2005, it has emerged that a separate […]

SVM fund shows recovery in house building and property sectors

SVM&#39s UK Opportunites fund has showed recovery in various sectors in April including house building, property and telecoms and pub management. The £8.4m fund aims to achieve long term capital growth from a UK equity portfolio within the UK mid and small cap sector.


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