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“No, absolutely not. Others have the facility to pass it on to the client and we have no such facility. In my view, it would be completely immoral.” James Goodwin Purcell White, James White & Partners

“Certainly not. The way that things are moving at the moment,it feels as if we are being kicked while we are down.” John Van Ross, M&W Associates

“No, it is disgusting. Why should I pay to a network that does nothing and then pay extra per cent to the Government?” Louise Mitchell, Wilcon Mitchell & Co

“No. This is Government money-grabbing without any thought for an industry which is going through a rough patch as it is.” Ivor Evans, I Evans Financial Advisers

“Yes, but it has to be phased in. It is not fair to make this retrospective. This ruling should have been made years 10 or 15 years ago.” Lee Martin,Martin Financial Management

“Definitely not. I see no reason for it. It is not paid on commission.” Robin Cotterill WRS Fornham Financial Management

“No. It is already ridiculous the amount of costs we face just to do business.” Craig Richardson, Falkirk Independent Financial Consultants

“No. It does not affect my business but it seems unfair.” Thorfinn Rendall, Alastair Macleod IFA

yes 12%

no 88%


Cheltenham & Gloucester – 4-Year Capped Rate Mortgage

Type: Capped-rate mortgage Capped term: Until June 30, 2008 Capped rate: Up to 90% of valuation 5.69% house purchase, 5.94% remortgage, up to 95% of valuation 5.94% house purchase, 6.19% remortgage Minimum loan: £20,000 Maximum loan: Up to 95% of valuation subject to no maximum Income multiples: Up to three times principal income plus second […]

Nvesta – Secure Pension Tracker Plan 2

Type: Capital-protected bond for pensions Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: £20,000-no maximum Term: Six years Return: Up 10 105% growth at end of term Guarantee: Original capital returned in full regardless of performance of index Closing date: June 16, 2004 Commission: Initial 3%, or Initial 2% and […]

ScotEq to keep cover for angioplasty

Scottish Equitable is maintaining cover for angioplasty under its critical-illness offering despite a big number of insurers dropping cover for the treatment. Several of ScotEq&#39s rivals, including Friends Provident, Legal & General, Norwich Union, Scottish Provident and Standard Life, have pulled the plug on cover for the treatment, arguing that it is a relatively simple […]

Edinburgh Partners – Global Opportunities Fund

Type: Oeic Aim: Growth by investing in global equities Minimum investment: Lump sum $10,000 Investment split: 100% in global equities Place of registration: Dublin Charges: Initial up to 5%, annual 1.25% Commission: Subject to negotiation Tel: 0131 270 5570


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