View more on these topics


“No. Both are equally appropriate, depending on clients&#39 circumstances and attitude to risk.”

Tim Purdon, Paladin Financial Services

“Yes, property can be a difficult investment to realise.”

Alan Smith,Adrian Smith & Partners

“Yes – at the moment, property is a bandwagon and usually by the time you have seen a bandwagon you have missed it.”

Alex Campbell,Campbell Harrison

“Yes, I firmly agree. Clients need to diversify their portfolio but they should be looking at equities.”

Mark Hattersley Professional Advisory Services, Miles Hendy

“No. It is all horses for courses. You cannot make a judgement like this, it always depends on the client. I am sure there are all sorts of reasons why the HBOS chief executive would favour equities.”

Robin Snaith,FD Phillips

“Yes. Equities are more liquid but it is good to have a broad mix of asset classes.”

Nigel Porter,John Henshall Financial Services

“Yes and no, depending when you buy it. At this time, yes, equities are better but five years ago, the answer would have been no.”

Clifford Garcka,Walker Crips Weddle Beck

“It depends. A pension portfolio is like everything else, it should be sufficiently diversified to suit the client&#39s needs.”

Jonathan White,JF White

yes 50%

no 25%

maybe 25%


FSA sets out framework for electronic reporting

The FSA has introduced regulations that will compel IFAs to file regulatory returns electronically and provide detailed information about their firms on a six-monthly basis. The regulator will use the information about firms&#39 financial health and business activities to monitor compliance and identify trends in the sector. IFAs are split over the introduction of the […]

Stronger Equitable hands out bonus

Equitable Life with-profits policholders are to get interim bonuses and the company says it is in better condition than at any other time in recent years. Equitable is carrying out a strategic review into its long-term future, which is believed to include the aim of going back into equities and the option of being put […]

&#39Standard sounds death knell for Scottish firms&#39

Scottish National Party leader John Swinney has warned that Standard Life&#39s demutualisation could sound the death knell for the financial services sector in Scotland. The Shadow First Minister of the Scottish Parliament is accusing the FSA of forcing Standard Life&#39s hand and is calling for close scrutiny of the regulator&#39s role in Standard&#39s decision. Swinney […]

Watching the watchdog

In my last few articles, I have discussed a number of important rulings from the Financial Ombudsman Service which give valuable pointers to the way in which financial advisers should – or should not – market and transact certain classes of business. The case studies reflect the way in which the FOS deals with complaints […]

The future of active management is now

Fees under pressure. Regulatory moves against closet indexers. Rapid advances in financial technology. Shifting sentiment among investors. Such mounting challenges have led to widespread speculation about active management’s shrinking future. But a closer look inside intelligent portfolio construction today tells a story of expanding roles, added value, and innovative risk-adjusted, lower-cost solutions. Four investment experts […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm