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Do you think the misselling of with-profits bonds is widespread?

“No. Although these products were widely sold, I do not think that any adviser could see what was coming. I think that the finger of blame should be pointed at the fund managers.”

Anthony Humphrey Personal Safeguard Financial Services”No. I do not think the problem is across the industry.”

Andrew Rudge, The Insurance Network”No. I think there is very little problem in terms of with-profits bonds. In fact, I think that there has probably been very little misselling of the product by any part of the distribution sector.”

Gary Martin Gary Martin Financial Services”No, I do not think the misselling of with-profits bonds is widespread from my experience of the product.”

Anthony Key, Gibbons & Key”Yes. But how do you define misselling? First, there is a problem with the definition. Perhaps we need a different word in some circumstances. But if the large organisations have been sending out people in great numbers, putting them under pressure to sell with-profits bonds, there probably are still issues with misselling.”

Gordon Hutchings, PHD Financial Management”No. I cannot be specific but I do not think it is widespread in my experience.”

Derek Giddings, Derek Giddings Financial Services

No 88%
Yes 12%


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