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“No. Unless there is a dramatic increase in interest rates, I do not think house prices will fall at all.” Paul Harrold, Harrold Financial Planning ”

No. House prices will steady back a little way but I cannot see them dropping that dramatically. However, the first-time buyer market has dried up and this is what drives prices.” Malcolm Morris, Premier Independent Investments UK

“It is way off the mark. House prices are going to continue upwards.”

Paul Simms, Mortgage Zone

“No. They have been predicting house falls for the last two years. We will see a slowdown in growth but not a dive in prices.”

Steve Holmes, Steve Holmes IFA

“I do not know. I was surprised to see 30 per cent but in a way I think buy to let has been distorting the market for some time. If prices are going to drop by 30 per cent, then at least first-time buyers will be able to get a foot on the ladder.”

Andrew Robb, Stewart Robb & Co

“No, I do not agree with that prediction. I think this analyst sounds like a doom and gloom merchant. I think there will be a modest decline over two years.”

Noel Walker, Noel Walker Financial Planning

“No. We are all in trouble if they do. They may fall a little but not that much.”

Graham Pape, Roden Estates Financial Services

“No. Some properties may fall 30 per cent but the market as a whole? No way.”

Richard Potts, Richard H Potts Financial Services

No 88%

Maybe 12%


LIA targets loan advisers as it aims for professional status

The LIA is aiming to attract mortgage brokers into its fold as it moves towards being a true professional association. The association previously concentrated on tied salespeople and IFAs. Mortgage advisers presently make up about 1,200 of the 20,000 LIA members. Director general Mark Ommanney says there are tens of thousands of loan advisers who […]

Interested Parties

Having set the scene on trust reform, let us look at those proposals that are likely to have greatest impact on the everyday life of financial advisers. Solutions involving trusts will be applicable to estate planning, business insurance, family protection, pensions and investment planning. Existing trustees may also be targeted as a potential source of […]

Royal London warns regulation will kill off WP

Royal London is warning that with-profits will die and funds will close if proposed regulation is not substantially altered. Group chief executive Mike Yardley says: “If the proposed rules are not fundamentally changed to reflect the realities of managing with-profits funds, many life companies will have no option other than to close their with-profits funds […]


Since the Labour Party came to power in 1997, perhaps one of the biggest tax surprises has been the lack of significant change to the inheritance tax rules. But inactivity in this area is set to change as the Government announced in its pre-Budget report that it intends to introduce legislation to charge income tax […]


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