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“No, there are other factors to take into account when choosing with-profits bonds.” Susan Brassey, Susan Brassey Independent Financial Consultant

“I would consider it more but I have a feeling with-profits will take a year or so to get back to normal.” Edwin Kelly, Edwin Kelly & Co

“A guarantee has got to be comforting but I am happy with withprofits bonds anyway.” Richard Mountain, Richard J Mountain Financial Planning & Investment Services

“I think this kind of move will reassure investors.” Michael Burke, Michael J Burke Financial Services

“Yes, provided there are no hidden early exit penalties.” Susan Yorkas, DGH Independent Financial Advisers

“Probably about the same. There are other companies out there who are just as good.” Andrew MacKenzie, Andrew MacKenzie Investments

“Yes but I am old-fashioned and still think there is a place for with-profits. However, it still may not be as good as it sounds because they still may impose an MVR.

” Chris Moxon, CW Moxon & Co “Not sure. That kind of plan has seen a lot of bad press and is very unpopular in the marketplace. Obviously, this is a step in the right direction but I still do not think it is enough.” – Ivor Evans, I Evans Financial Advisers

Yes – 63%

No – 25%

Maybe – 12%

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