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“Yes. It would seem to be.”

Dennis Taylor, Dennis Taylor Financial Services

“No. Most people do not take too much notice of the rubbish they read in the press.”

David Walters, David Walters Financial Services

“No. I think people understand what it means.”

Susan Varle,Reid Independent Financial Services

“No, The name is still a traditional one and I think people are still seeing positive returns from their with-profits products during a negative market and as long as this continues, there will be a place for with-profits.”

Steven White, Harrison White Financial Services

“No. With-profits is still a product which has its place and one I continue to advise upon to people looking for cautious investments.”

Phil English, Roger Higgins & Partners

“Yes. The name is tainted as we have seen so much bad press on with-profits because of issues such as Equitable Life. The with-profits concept is good and there are a couple of good funds such as Standard Life but IFAs have to work harder because of the bad name of with-profits.”

Noel Sainsbury, Archers Financial Services

“No. Only in the eyes of the uneducated at the FSA. They have been going for 200 years and I have had no problems.”

John Wood, Sole trader

“No. It just needs redefining or revamping.”

Keith Brown, Graham Wells Associates

yes 25%

No 75%


Swip appoints Dutch manager to Asian desk

Scottish Widows Investment Partnership has announced the appointment of Jan C de Bruijn as a senior fund manager on the Asian and Emerging Markets team.He joins from Shell Pensioenfonds Beheer in Holland where he was most recently senior portfolio manager in the Emerging Asian markets.De Bruijn joins Swip as of August 19.

Britannic Money trademarks Cam mortgage name

Britannic Money has trademarked the acronym for its current account mortgage, Cam, preventing rivals using this to describe their products.But competitor Virgin One says most borrowers and brokers do not even use the term Cam.Intelligent Finance says Cams are being replaced by more flexible offset mortgages which allow borrowers to have a range of accounts, […]

Pensions savers face poverty says Duncan Smith

Savers are not getting the advice they need when they buy a pension and life offices are losing money on every stakeholder pension they sell said Conservative leader Iain Duncan Smith in a speech today. Entering the pensions fray for the first time, Duncan Smith said only 100,000 stakeholder policies have been sold to the […]

Clark&#39s cash plan is music to DJ&#39s ears

The star of PIMS must be Torquil Clark managing director Don Clark. With the work done, many delegates were prepared to burn the midnight oil at the Aurora&#39s disco Masquerade.At 3am, the DJ announced the last song but this did not satisfy Clark. After intense negotiations, Clark seized the microphone and called on the assorted […]

Mothers missing out on millions

By Steve Webb, director of policy and external communications The ninth Royal London Policy Paper discusses how thousands of mothers are missing out on state pension rights when they don’t have to Earlier this month we published the ninth Royal London Policy Paper, entitled ‘Mothers Missing out on Millions’. It focuses on the thousands of mothers […]


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