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Talkback

“Yes. It would seem to be.”

Dennis Taylor, Dennis Taylor Financial Services

“No. Most people do not take too much notice of the rubbish they read in the press.”

David Walters, David Walters Financial Services

“No. I think people understand what it means.”

Susan Varle,Reid Independent Financial Services

“No, The name is still a traditional one and I think people are still seeing positive returns from their with-profits products during a negative market and as long as this continues, there will be a place for with-profits.”

Steven White, Harrison White Financial Services

“No. With-profits is still a product which has its place and one I continue to advise upon to people looking for cautious investments.”

Phil English, Roger Higgins & Partners

“Yes. The name is tainted as we have seen so much bad press on with-profits because of issues such as Equitable Life. The with-profits concept is good and there are a couple of good funds such as Standard Life but IFAs have to work harder because of the bad name of with-profits.”

Noel Sainsbury, Archers Financial Services

“No. Only in the eyes of the uneducated at the FSA. They have been going for 200 years and I have had no problems.”

John Wood, Sole trader

“No. It just needs redefining or revamping.”

Keith Brown, Graham Wells Associates

yes 25%

No 75%

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