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Yes. I don&#39t see why not. People read the press and they will get excited.

Peter Streatfield, Complete Independent Mortgages

Yes. But I don&#39t think it will be that popular unless the stockmarket shows more improvement.

John Hedden,Torridge Insurance Consultants

“Possibly, the market is moving and people are getting more settled.”

John Bevington, McKinlay York

“Yes, I think it will be more prosperous than last year. Confidence is returning to the market and a lot of people who have not used their allowance for the last couple of years have realised they ought to.”

Rory Clayton,Manor House Financial Advisers

“No. There is certainly a demand for Isa products but I think the Government has given so many mixed messages that there is no longer any incentive.”

Baker Hudson,Nicholas Sicard Pilkington

“Yes, I think there will definitely be an Isa season. There is still a market for them although whatever the Chancellor does with the Budget may affect this.”

Richard Jemmet,Carr Jemmet

“No I don&#39t think there will be another season to speak of. There&#39s just no point in offering them, the Government may as well kill them off entirely.”

Geoffrey Simons,GMG Financial Services

“I think there will be but the only clients I have who would really consider Isas are higher-end taxpayers. It is just not worth the effort for anyone else because there are bound to be more suitable products.”

Gary Heppleston GH Financial Consultancy

yes 63%

no 37%


House prices up 1.8 per cent in December – Halifax

Halifax&#39s monthly house price index reveals that house prices increased by 1.8 per cent in December up from a 1.1 per cent increase in November. The annual growth for 2003 was 15.4 per cent down from the 26.4 per cent increase experienced during 2002. General manager, group economics Shane O&#39Riordain says: “The housing market is […]

Scottish Life offers new vision of pensions marketing

Scottish Life has launched a new proposition to let Independent Financial Advisers tap into income streams inside company-based pension by servicing demand among corporate clients for more extensive employee benefit packages. The idea of offering a wider range of benefits to employees has traditionally only been taken up by larger, blue-chip companies. But Scottish Life […]

Quester searches for top-up

QUESTER CAPITAL MANAGEMENT QUESTER 5 VCT Type: Venture capital trust Aim: Income and growth by investing in unquoted companies Minimum investment: Lump sum £3,000 Opening/closing date: November 17, 2003/March 31, 2004 for 2003/04 tax year, April 30 for 2004/2005 tax year Charges: Initial 5%, annual up to 2.5% Commission: Initial 3% Tel: 020 7227 3333 […]

Baronsmead drinks up

ISIS EQUITY PARTNERS BARONSMEAD VCT 4 Type: Venture capital trust Aim: Growth by investing in unquoted companies in the business services, media, healthcare and IT sectors Minimum investment: Lump sum £1,000 Opening-closing date: November 24, 2003/January 30, 2004Investment split: 80% unquoted companies, 20% fixed-interest securities Charges: Initial 5%, annual 2% Commission: Initial 3% or initial […]


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