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“Yes. It is a market that a lot of people are getting into without realising the potential pitfalls.”

David Jerram, Jerram Surlis & Co

“No, I think people can make a decision when they are entering a commercial relationship where any lettings can service the mortgage and if they can&#39t they shouldn&#39t be getting involved.”

Roger Labbett,Roger Labbett Life Assurance & Pension Consultant

“Yes. All mortgages should be properly regulated to be brought in line with other financial advice, whether they are buy-tolet loans or not.”

Desmond Lenehan,Lenehan Associates

“Yes, I can&#39t see that they are any different from any other type of mortgage.”

Malcolm Hyland,Oak Financial Services

“Yes, because although it is a commercial contract, most people who take them out are uninitiated in the realms of finance and do not know what they are getting themselves into.”

Barry James, Michael O&#39Brian Insurance Services

“Yes, I think all of them should be covered. Certainly, as an IFA, we are regulated for every-thing else and I do not see why buy-to-let mortgages should be any different.”

David Lovatt, PFM UK

“Yes. Everything should be regulated by the FSA.”

Colin Whitehead, Bewlay English Oak & Co

“Yes. Everything else is, why shouldn&#39t they be?”

Richard Parker, RJ Parker & co

yes 88%

no 12%


ABN Amro fails with Artemis bid

ABN Amro is known to have made an unsuccessful approach to buy fund boutique Artemis following the resignations of its star managers Nigel Thomas and George Luckraft.The approach is thought to have been made last month as ABN tried to replace the managers, who run around £1.3bn of the firm&#39s £1.5bn of UK funds, with […]

Premier Asset Management – Premier Income & Growth Plan II

Thursday, 23 May 2002 Type: Closed-ended investment company Aim: Income or growth linked to the performance of the FTSE 100 index Minimum investment: Lump sum £7,000 Place of registration: Dublin Investment split: 100% in Premier equity & growth fund Guarantee: Capital returned in full at end of term provided the FTSE 100 index does nbot […]

HSBC Asset Management – HSBC Pep Plus 7

Friday, 24 May 2002 Type: Guaranteed equity bond Aim: Growth linked to the performance of the FTSE 100 index Minimum investment: Lump sum £3,000 Place of registration: Dublin Investment split: 100% linked to the performance of the FTSE 100 index Guarantee: Original capital returned in full at end of term Isa link: No Charges: Implicit […]

Cazenove offers multi-manager portfolio service

Cazenove Investment Fund Management has introduced a portfolio management service that provides access to four multi-manager funds of funds.The Cazenove universal portfolio management service contains the Cazenove universal UK growth portfolio, Cazenove universal balanced portfolio, Cazenove universal growth portfolio and Cazenove universal international portfolio (ex UK) funds.When selecting funds for each portfolio, the fund management […]

Where next for the price of oil?

Having stabilised at around $65 a barrel, many investors are questioning if the price of oil will rise, and when. Richard Hulf provides his view. Richard Hulf, manager of the Artemis Global Energy Fund, sets out his thoughts about how the oil price may move through the next six months. At the start of the […]


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