View more on these topics

Talkback

“Yes, on balance. I have a problem with Royal & Sun Alliance, their administration can be poor. Maybe if they don&#39t have their investment arm, their service to IFAs will improve.”

Terry Stevens, Centre Financial Services

“Royal & Sun Alliance is not bad and neither is Friends Ivory & Sime but I can&#39t get that excited about it.”

Charles Dickson, Charles Dickson Financial Planning

No. I think they should be concentrating on investing in their own funds and growing organically rather than buying others.”

Richard Hawkings, Argyle Financial Group

“Yes. It gives them a very broad base and there are obvious synergies there.”

Richard Craven,HCF Partnership

“I don&#39t think it is because the market is contracting at such a pace that if it continues, we will have less choice available.”

Philip Humphreys, Critchley & Co

“Yes, probably. Economies of scale should be able to produce better performance.”

John Burnard, New Life Financial Planning

“No. There are too many mergers and it is reducing the market and investment opportunities.”

Chas Holdaway, The Keith Johnson Partnership

“Yes. It has to be a good news. R&SA has been struggling to sell the business and it has hit the share price. This will be good for policyholders.”

Richard Moorfield,James Trickett & Son

yes 50%

no 38%

unsure 12%

Recommended

Standard pulls out of FSAVCs as sales Plummet

Standard Life is pulling out of the FSAVC market due to falling demand for the product since the introduction of concurrency under stakeholder.The company has also repriced its existing FSAVC plans, its retirement annuity contracts and section 32 buyout transfers to within 1 per cent.It says this means that around 85,000 customers will have a […]

Savings on healthcare

PMI insurer Western Provident Association has introduced a new individual product which it says can save policyholders up to 50 per cent on their premiums.Under its flexible health plan, policyholders can reduce their premiums by selecting the “shared responsibility” option where they pay a quarter of the treatment costs up to their chosen personal level.WPA […]

Define business to avoid &#39remedies&#39

Is defined payment the weakest link in the FSA&#39s CP121 proposals? It appears so. Managing director John Tiner says the FSA is considering other options. David Severn apparently puts its survival at 50-50. At the G80 conference last week, 80 per cent of those present believed it would be modified. And we hear the Treasury&#39s […]

Britannia – 5 Year Guaranteed Capital Equity Bond

Friday, May 10, 2002Type: Guaranteed equity bondAim: Growth linked to the FTSE 100 indexMinimum-maximum investment: £500-£500,000Term: Five yearsGuarantee: Capital returned in full at end of term regardless ofmovement in indexReturn: Up to 38.25% at end of termInterest rate: 6% gross a yearClosing date: July 2, 2002Commission: NoneTel: 0800 132304

How to balance bottom-up with top-down research in constructing multi-asset credit portfolios

In this short video, Azhar Hussain, head of global high yield at Royal London Asset Management, explains how his team balance bottom-up with top-down research in constructing multi-asset credit portfolios. Watch the video in full The value of investments and the income from them is not guaranteed and may go down as well as up […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment