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Would Skandia&#39s decision to pay 5 per cent initial commission on online fund sales for the rest of the Isa season increase the likelihood of you using the life office for your clients investments?

“No. We do not judge investments on the basis of commission paid. We look at a whole range of other things like suitability to the client.”

Michael Blackwood, H&L Financial Investments

“Not particularly no. I am not influenced by commission, I do work off commission but at the end of the day it depends on the client and their needs. If Skandia is not the most appropriate provider for the client, then I would not use them.”

Michael Kemp, Magna Financial Consultants

“No, because I have to consider my clients before commission. Commission is a secondary factor where client care is concerned.”

Christopher Hayes, Davies-Hayes

“No, it would not persuade me.”

Mike Davies, Personal Options

“No. It will not make a difference because I already use Skandia and I will not be taking the 5 per cent anyway.”

Howard Hellier, Hellier Independent Financial Services

“No. The overall charges for my client have to be the major priority – you have to get best value for your client, and the quality of the product is paramount.”

Chris Ollis, Chris Ollis Financial Services

“I already use Skandia. But I would not put more business through them because of higher commission.”

Harshed Soni, Howard Roark Finance & Insurance Services

No 100%


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CMIM announces marketing appointment

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Cheshire fixes at 5.78% for decade

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