Type: Full self-invested personal pension
Minimum investment: Lump sum £400, £40 a month for individuals, £50 a month for employers, transfers in lump sum £1,000
Minimum-maximum ages: 18 to 74
Investment choice: All investment funds, exchange traded funds, bonds, gilts, UK and international equities Reits and other assets approved for investment by HM Revenue & Customs excluding commercial property, with ability to hold cash in nine major currencies
Options: Unsecured pension, alternatively secured pension
Charges: 0.25% administration charge taken twice a year subject to a £40 minimum and £100 maximum plus VAT, transfer out of stock £35 plus VAT, plan transfer out fee £75 plus VAT, Unsecured Pension £150 a year plus VAT, alternatively secured pension £250 a year plus VAT, additional income withdrawals £75 plus VAT, annuity purchase £75 plus VAT, additional charges for insufficient funds to pay benefits and for death benefit payments.
Commission: Agreed between adviser and client