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Swiss Life and BMA target doctors with IP plan

The medical arm of the British Medical Association and Swiss Life are targeting doctors with a bespoke income protection plan to meet their needs throughout their careers.

The BMA Services Income Protection Plan reflects the changing salaries and work patterns as doctors move from their last year of medical school through work in hospitals, general practice and private practice.

The product offers the option of a guaranteed or reviewable premium and the level of cover fluctuates throughout the career path to reflect changes in earnings as doctors take a variety of posts.

Swiss Life actuary David Grimshaw says: “We have worked very closely with the BMA to design an income protection product which fits the policyholder&#39s professional development and changing entitlement to NHS sick pay benefits.

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