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Survey says most Isa investors want long-term growth

Isa investors are looking for long-term growth rather than short-term

gains, according to a survey by IFA Network.

Almost one in four people said they held an Isa to build up capital while

the second most popular use was to help with retirement planning.

The survey also dispels the myth that most people are still confused by

Isas. More than 70 per cent of people said they understood the product.

The survey polled more than 1,000 people across the UK and also asked

about investors&#39 new tax year resolutions.

Almost one in three said they wanted to save more money this year, with

more than half of the 16-24-year-old age range saying that this was their

main resolution.

IFA Network believes that investors are taking more of a long-term

approach to saving as a result of the technology stock crash.

It says market volatility has also highlighted the importance of seeking

independent financial advice.

IFA Network sales and marketing director Nick Kelly said: “The news is

encouraging for IFAs aspeople need advice about which investment products

are right for them for whatever reason they chose to make the investment.

“There are gains to be made in the short term but, to reduce risk and for

greater capital growth, we advise customers to leave their investment in

place for at least five years.”


Click on to a new deal

The internet is all about empowering the consumer and most of the newservices on the web target the consumer directly. Many IFAs still see it asa threat to their business, fearing the accessibility of the medium willerode their position as the first point of reference for investors.In 1998 an estimated 1.1 per cent of UK […]

Cimps could be viable option to stakeholder

Pension experts believe contracted-in money-purchase schemes could becomea viable alternative to group personal pensions and stakeholder foremployers.They predict new pension rules could lead to occupational schemesreversing the trend of recent years, which has seen many occupationalschemes switch to group personal pensions, especially for employers withlarge staff turnover.Under new Government rules, all employers with over five […]

The breeding ground…

The breeding ground for IFAs is moving from the Home Counties to the innercity.IFA Bradbury Hamilton, based in London&#39s Blackfriars, has joined forceswith Tower Hamlets College, the City Regeneration project and the CharteredInstitute of Bankers to turn local graduates into IFAs. The venture hasalready seen more than 20 graduates through its training school, witharound six […]

Nuki&#39s Eye

There is a nice little earner coming your way, Mr IFA, and it has not ashred of insurance or investment tied up with it. Better still, 99.9 percent of your clients will thank you – perhaps even hug you – for sellingit.The product is called Intelligent Finance (IF for short) and comes fromthe boring old […]


Guide: how to change your auto-enrolment support

As we approach the two-year milestone of auto-enrolment, employers have had the opportunity to truly assess the capabilities of their chosen support. They are also now realising that getting to the staging date was the easy part, and that support is required for almost every aspect of the day to day running of their scheme. With the three-year re-enrolment window coinciding for many with the total removal of commission and Active Member Discounts from pension-related products and services, as well as the introduction of the pension charge cap in April 2015, many employers will have no choice but to review their support options. But, what is involved in transitioning your auto-enrolment scheme away from your current support options? This guide from Johnson Fleming aims to outline some of these key areas and provide information and discussion points on what you need to consider.


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