Life offices have experienced a huge surge of stakeholder designations in the week up to the October 8 deadline for compliance. Norwich Union says it has this week experienced designation levels over nine times the level of eight weeks ago. But it is estimated around 500,000 employers are yet to act to ensure they avoid a fine by Opra. Also this week, the ABI emphasised financial advice is key in ensuring that stakeholder makes a good start. It is calling upon the Government to make regulation less costly in order to improve access to financial advice.