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SureCare moves to Templar after poor LTC sales

LTC specialist SureCare, part of the Prosperity Financial Planning Group, has joined the Templar Group after poor take-up of long-term care business forced it to look for new business areas.

Managing director Alan Marks blames providers for pricing clients out of the market. The firm has two RIs and was set up to advise clients over 55 on immediate and pre-funded LTC and part-funded care.

In July, Skandia pulled out of the pre-funded LTC market, leaving the Pension Annuity Friendly Society as the sole provider of the product.

Marks says: “With insurers pulling out of the LTC market and those remaining raising premiums, it has got to the stage where we have had to say, what is the point?” Nursing Homes Fees Agency adviser Paul Loom says: “The attitudes of providers and consumers need to change.”


Man gets Close again

Close Fund Management and Man Investments have teamed up for a second time to offer the Close Man Guaranteed Hedge Fund II. This capital-protected fund of hedge funds is available to investors with a minimum of £10,000 and aims to provide a return of between 11 per cent and 13 per cent a year during […]

Count down

Having discussed the merits and fallacies behind the principle of pound cost averaging, in my last article I started to look at an alternative method of making frequent investments known as averaging down. The quick example I gave towards the end of that article outlined the basic principle of averaging down. If a unit price […]

LIA and Aifa attack FSA move to &#39de-skill&#39 advice

The LIA and Aifa say FSA plans for simplified products will de-skill financial advice and they want to see qualifications for the sale of stakeholder products. The LIA and Aifa are pressing for an exam and training sessions for people selling the simplified products. They are against FSA proposals that would see a scrip-ted list […]

Certification guide

Guide: how to… certify your pension scheme

Certification is highly complex and surrounded by a minefield of information and auto-enrolment jargon, which can make it very difficult to understand. However, for many employers it is a necessary process that must be executed successfully.


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