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Sun Bank fixed buy-to-let – 4.99%

Type: Buy-to-let fixed rate

Fixed term: To 4 May 2004

Fixed rate: 4.99 per cent

Maximum loan to value: 75 per cent

Minimum loan: £25,001

Maximum loan: £500,000

Rental income: Must be at least 130 per cent of monthly mortgage payment.

Arrangement fee: £395 up to five properties, 1 per cent thereafter

Redemption fee: Five per cent of advance in first five years.

Introducer’s fee: None

Tel: 0845 6010763


Removal of approval

Over the last few weeks, my articles have considered the deeper tax implications of commission rebates, cashbacks and discounts both for IFAs and their clients.I concluded last week with a brief look at PSO Update 33, which deals with commission rebates arising as a result of the direct or indirect movement from one investment vehicle […]

A pension crisis can be averted

A pension crisis is not a pension crisis simply because the national newspapers say so but the system is on the verge of one.Companies are converting to defined-contribution arrangements and often cutting contributions to boot. But what can be done?The phasing out of the dividend tax credit has hit home but its reversal is politically […]

Greg Broomer 2

Survey looks at the challenges facing businesses post auto-enrolment

A survey conducted by Johnson Fleming at the Pension & Benefits Show 2014 highlighted the key challenges faced within organisations post auto-enrolment. The results showed that communicating the changes and the value of them to staff, and receiving timely data from the payroll provider proved to still be the most challenging aspects of managing an auto-enrolment scheme.


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