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Stroud & Swindon Building Society Direct – 2-Year 2.49% Fixed

Stroud & Swindon Building Society Direct – 2-Year 2.49% Fixed

Type: Fixed-rate mortgage

Fixed term: Until December 31, 2012

Fixed rate: 2.49%

Minimum loan: £16,000

Maximum loan: Up to 60% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 25% allowed in the fixed-rate period without penalty, free valuation up to £670, Fasttrac remortgage service, not available to properties in Scotland

Flexible features: Overpayments, payment holidays of up to three months a year, interest calculated daily

Arrangement fee: 1.5% of the original loan plus £199 reservation fee

Redemptoion fee: 4% of the amount repaid in the first two years

Introducer’s fee: None

Contact: www.stroudandswindown.co.uk

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