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Stockholm summit pushes EU financial services

Last week&#39s Stockholm Summit of EU leaders resulted in further steps towards the creation of a single European financial services market.

The Summit, which included Prime Minister Tony Blair, adopted The Lamfalussy Report, recommending ways to speed up regulation and decision making at the EU level which holds back the market.

Both Blair and Conservative leader William Hague welcomed the results of the conference, saying they are a move towards the single market. The ABI and Autif say the results are a positive step, calling them “significant developments.”


Tories pledge to bring back simplicity for IPAs

The Conservatives are proposing to simplify IPAs, making them closer to the original idea of a lifelong investment plan to fund retirement, floated by Labour after their election victory.Tories claim IPAs are currently based on pension schemes, meaning savers are hit with a double fee for the scheme and the IPA. By decoupling this link, […]

Twefs warning on stakeholder for children

Parents should think first before taking out stakeholder pensions for their young children, as they may need to access the funds before the age of 50.The warning comes from Tunbridge Wells Equitable Friendly Society chief executive David White. White points out the cost of funding a child now aged one through a three year university […]

Bridge that gap

The range of non-standard or niche mortgage products available to strengthen the IFA&#39s position would not be complete without short-term or bridging finance.The feature of secured short-term funding most often overlooked is that the whole attitude and approach to lending by short-term principals is quite different from conventional long-term mortgage underwriting.Once mortgage brokers have fully […]

Act puts a ceiling on liabilities

If you can be caught decades into the future by latent damages, you need to consider damage limitation as an exercise.All network contracts have clauses passing on liability for damages usually without time limitation. A latent damage can come back to haunt you decades into the future. The solution to the problem is insurance. But […]


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