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Standard shuts five IFA service centres

Standard Life is closing 5 of its IFA service centres in a bid to trim its administration costs. Under the restructure, the number of IFA centres falls to 26 from 31, with 200 job losses expected by the end of July.

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NU raises term but mortgage cover falls

Norwich Union is repricing its term and mortgage life insurance rates from next week. Stand-alone term with no options will rise by an average 0.3 per cent and mortgage life insurance with no options drops by an average of 0.7 per cent. Premiums will rise by 4.5 per cent for a non-smoking 35-year-old male on […]

Confidence rises in long-term savings

People are becoming more willing to invest in long-term savings products, according to an ABI survey. It believes the figures show a marked improvement in the number of people looking at long-term savings, with 33 per cent saying they would invest spare cash in savings, up from 26 per cent in September 2003. The survey […]

Losing one&#39s balance

James Brown has run his limited company for five years and now wishes to sell it and enjoy retirement. While there are a number of potential buyers, his professional advisers have warned that there are some financial planning issues he needs to address before the sale goes ahead. Specifically, Brown needs to plan the possible […]

Chelsea Building Society – Three Year Fee Free Discount

Type: Discounted rate mortgage Discount: 1.5% Discounted term: Three years Payable rate: 4.74% Minimum loan: £25,000 Maximum loan: Up to 95% of valuation subject to a maximum of £1m Income multiples: Up to 95% of valuation &#45 up to 3.5 times principal income plus second or 2.75 times joint, up to 90% of valuation &#45 […]

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