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Standard sets up range of fixed loans

Standard Life Bank is launching a new range of fixed rate Freestyle mortgages with the first fixed until May 20, 2005 at 4.9 per cent on loans to value up to 90 per cent and 5.09 per cent on LTVs up to 95 per cent.

The second is fixed until October 15, 2007 at 5.09 per cent on LTVs up to 90 per cent and 5.29 per cent on LTVs up to 95 per cent.

The third rate is fixed until October 15, 2009 on LTVs up to 90 per cent and 5.89 per cent on LTVs up to 95 per cent.

The fourth is fixed until October 15, 2012 at 5.79 per cent on LTVs up to 90 per cent and 5.99 per cent on LTVs up to 95 per cent.


Inside edge: Andrew Bedford

The football season has started again. Mark Lawren-son said on Football Focus that the definition of optimism is a club&#39s supporters at the start of every season. There is less optimism with the Sandler report and the paper that we expect from the FSA shortly. There has been a lot of debate on payment schedules […]

Bupa International launches IFA targeted website

Bupa International has launched a website targeted to insurance intermediaries allowing them to carry out day-to-day business almost entirely over the internet.The provider says Intermediaryworld is a user friendly site, which is simple and easy to navigate and enables fast download.It is broken down into six areas, quotes, brochures, administration, commission, news and global information.Bupa […]

Warning on home-reversion regulation

Equity release specialist IFA Key Retirement Solutions is warning of a potential home reversion misselling scandal unless the FSA includes such products under its mortgage regulation regime. The IFA is concerned that if home reversion plans remain self-regulated many advisers will choose to remain outside the scope of the FSA by selling them and not […]

&#39Line being drawn under dual-pricing complaints&#39

Halifax and Cheltenham & Gloucester say the Financial Ombudsman&#39s rejection of complaints about their dual-pricing policies shows the arbitrator is trying to draw a line in the sand for future complaints. Last week, the ombudsman threw out a case of a couple tied to C&G&#39s standard variable rate of 7.25 per cent who applied to […]

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Guide: Johnson Fleming’s managed auto-enrolment service for SMEs

Johnson Fleming has launched its new managed auto-enrolment service, designed to support SME businesses of up to 250 employees. The managed auto-enrolment service is not just about providing businesses with a software system for them to manage themselves, but more about outsourcing the administration of the project and scheme to Johnson Fleming’s auto-enrolment staff.


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