Standard Life is to offer mini and maxi ISAs. Both cash and stocks and share components will be offered in Cat and non-Cat standard options. The cash ISA will be available through Standard Life Bank.
Cheltenham & Gloucester is using its latest mortgage survey to predict that there will be no recession in 1999.It says that the average amount a homebuyer spends on their mortgage is set to drop 26 per cent in 1999.Borrowers are set to reduce the amount of money they spend on a mortgage to £27.80 for […]
Birmingham Midshires is guaranteeing that it will better the savings rates offered by the top five building societies.The society which has been bought by Halifax is to become the first high street lender to link the rates on its branch based savings accounts to its mutual rivals.It says the 'Rate Pledge' initiative is aimed at […]
Government and Treasury sources were yesterday briefing lobby journalists that the Royal Commission Long Term Care recommendations will cost too much to implement.Secretary of State for Health Frank Dobson called for a debate on the issue but no firm commitment for action was given.The Opposition accused the Government of dithering, although the Government insisted it […]
Brewin Dolphin Asset Management is fighting the corner for broker funds.The stockbroker is hitting back after the PIA attacked broker funds for under performing.Divisional director Andrew Benson says: "It is unfortunate the PIA have tried to tar all broker funds with the same brush. All the broker pension funds run by Brewin Dolphin have outperformed […]
Last week was Adult Learner’s Week, a celebration of lifelong learning and continued education. But why should education stop after school?
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The Financial Services Compensation Scheme will automatically compensate hundreds of clients of a collapsed discretionary fund manager, but other investors will have to wait another five months to get their money back. London-based Beaufort Securities has been investigated by both the FCA and US authorities. An indictment from the US Department of Justice alleges that […]
Fiducia managing director on ‘good old-fashioned’ customer service in the digital world Anthony Scott is adept in the art of communication. As an adviser and a novelist (he has written the novels ‘On Ashover Hill’ and ‘The Birthday Gift’) it is crucial for the Fiducia Group managing director to engage and build a rapport with […]
The FCA has reiterated its warnings that advisers outsourcing defined benefit transfer advice to firms with relevant qualifications cannot divorce themselves from responsibility for the eventual recommendation. While existing FCA rules require additional qualifications to advise on DB transfers, and the FCA has written to all firms who have DB transfer permissions as part of […]