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Standard LIfe – Income Protection Plan

Standard LIfe

Income Protection Plan

Type: Individual income protection plan

Minimum benefit/minimum premium: No minimum/£5 a month or £50 a year

Maximum benefit: 50% of earnings or £125,000 a year

Minimum-maximum ages: 19-60

Minimum term: Five years

Deferred period: Four, eight, 13, 26 or 52 weeks

Definition of disability: Own occupation or any occupation

Options: Guaranteed or reviewable rates, payment protection cover, escalating or non-escalating option

Commission: 140% of Lautro

Tel: 0845 6060002


Bonus ball to bring boost

The overriding fear this time last year was that Gordon Brown’s spectacular U-turn on residential property into a Sipp would lead – not to a housing market crash, exactly – but certainly a slowdown in house price growth.

HSBC leads league for cheapest lending

HSBC was the cheapest mortgage lender for existing borrowers in 2006, according to new research from Defaqto. It found that for standard variable rate mortgages or equivalent, HSBC was the cheapest, followed by Intelligent Finance.


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