But the firm has cut most of its market value reductions.
Regular bonus rates on conventional policies remain 0.25 per cent on sum assured for life plans and 0.35 per cent on attaching bonuses while for pension policies bonus rates remain 0.25 per cent on sum assured and 0.25 per cent on attaching bonuses.
Bonuses on unitised with-profits bond for MVR-free regular withdrawals and death benefits remains at 2.5 per cent while bonus growth rates for other unitised life plans, without a 3 per cent unit price growth guarantee, remains at 1.5 per cent.
Bonus growth rates for unitised pensions remains at 2 per cent accept where a 4 per cent unit price growth guarantee applies, in which case the bonus will continue at 4 per cent.
Standard says it is currently paying final bonueses on many unitised with-profits plans but their are MVRs for others.
Where they currently apply, average MVRs for unitised pensions with 0 per cent fund regular payments have dropped from 7 per cent last year to 4.4 per cent in 2010 while MVRs for unitised pensions with repriced funds regular payments have fallen from 6.8 per cent last year to 2.9 per cent.
For with-profits bonds, MVRs are 7 per cent this year.