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Standard Life – Executive Pension Plan

Wednesday January 30, 2002

Type: Executive Pension Plan.

Minimum premium: Monthly £300 for first member, then £208.33
average for additional members.

Minimum-maximum ages: 16-75.

Fund links: Standard Life funds – sterling one, fixed interest one,
property one, protection one, structured one, index-linked one,
managed one, ethical one, international one, stock exchange one,
Far East one, European one, Japanese one, North American one,
Pacific Basin one, UK equity one, tracker one, with-profits one, global
selector, UK smaller companies. Eight funds from Deutsche, Fidelity,
Gartmore, Threadneedle.

Charges: Annual 1 per cent.

Allocation rates: 100 per cent.

Minimum term: Two years.

Commission: 0.16 per cent fund based, 0.2 per cent accelerated fund based or 2
per cent level.



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