View more on these topics

Standard Life covers mortgages against job losses and disability

Standard Life is offering mortgage outlay cover for borrowers to insure against income loss through disability or unemployment.

It offers disability and unemployment benefit cover or a disability-only option.

Benefits can be altered in line with changes to the level of the mortgage without additional health-related questions.

Cover can be increased to up to 140 per cent of the mortgage value for additional mortgage-related expenses such as buildings insurance.

Premiums start at £5 a month or £50 a year.

Marketing development manager Gerry Warner says: “Many people can no longer rely on the state to provide them with enough money to meet their mortgage payments in the event of disability or unemployment.

“We also recognise there is reluctance among people to protect themselves against loss of income. For a relatively small cost, this provides peace of mind for the duration of the mortgage with the flexibility to meet changes in circumstances.”


Alliance & Leicester International – Offshore 180 Plus Account

Thursday, 22 August, 2002 Type: Offshore high interest account Minimum-maximum investment: £50,000-£1m Place of registration: Isle of Man Interest rates: 4.4% gross a year Term: Until further notice Offer period: Until further notice Withdrawal penalties: 180 days&#39 loss of interest on amount withdrawn Contact:

Healthsure plans for the future

Healthsure has introduced a healthcare cashplan, futures, aimed at the corporate market as part of employee benefits packages.Futures offers cash towards one health screen within every 24 month period, plus cash for GP or specialist consultations, X-rays, scans, eye tests and a helpline for stress counselling, legal queries and domestic problems.The plan has two levels […]

Legislation fears after Revenue loses IHT trust case

Life offices are concerned that despite a legal victory against the Inland Revenue, new legislation could spell the end for products which take advantage of IHT loopholes. They warn that even if the Revenue is unsuccessful in overturning a ruling in the Eversden case, legislation is expected to be introduced by the next Budget to […]

Genesis adding self-cert deals

Genesis Home Loans is introducing three new mortgages to its Gemstones adverse-credit range. Aquamarine is a full-status mortgage for purchase or remortgaging for borrowers with poor credit history. Maximum loan is £150,000 up to a maximum of 95 per cent loan to value. It offers a 1.25 per cent discount, giving a rate of 6.99 […]

Looking back at 2015

By Fiona Tait, Pensions Specialist 2015 was quite a year for pensions. Change, more change, and proposed changes to the changes. The Spring Budget – pre-election plans With everything that has happened since, it is hard to remember what happened in March. Following on from the bombshell of the 2014 Budget, the Chancellor confined himself […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm