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Standard Life Bank releases new mortgage

Standard Life Bank is launching a new mortgage which pays off 1 per cent of the outstanding capital every two years for the life of the loan.

Aimed at retaining existing borrowers, the mortgage has a variable rate of 6.45 per cent and is available as repayment, interest-only or a combination of both.

Borrowers are entitled to two payment holidays a year and there is no redemption penalty at any time.

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