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Standard Life Bank – Freestyle Six Month Discount

Standard Life Bank

Freestyle Six Month Discount

Type: Discounted-rate flexible mortgage

Discounted term: Six months

Discount: 1.64% up to 90% of valuation, 1.9% up to 90% of valuation, 2.45% up to 75% of valuation, 3% up to 50% of valuation

Payable rate: 4.76% up to 95% of valuation, 4.3% up to 90% of valuation, 3.75% up to 75% of valuation, 3.2% up to 50% of valuation

Minimum loan: 15,001

Maximum loan: Up to 95% of valuation subject to a maximum of 250,000, up to 90% of valuation subject to a maximum of 500,000, up to 75% of valuation subject to a maximum of 750,000, up to 50% of valuation subject to a a maximum of 1m

Income multiples: Based on affordability and credit score

Flexible features: Overpayments, up to two payments holidays a year, lump sum withdrawals of at least 1,000, interest calculated daily, offset facility

Conditions: Capital repayments of up to 10% a year allowed without penalty, 150 fee for offset facility

Arrangement fee: 199

Redemption fee: Three months interest in first year

Introducers fee: Refer to lender

Tel: 0845 845 8451


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