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Standard Life Bank extends overpayment facility

Standard Life Bank is extending the overpayment facility on its full range of fixed rate mortgages. Customers will be able to overpay by up to 10 per cent on any fixed rate, and make unlimited overpayments on the bank&#39s Freestyle variable rate products. This means that a customer with a £120,000 capital mortgage on Standard Life Bank&#39s 5 year fixed rate could cut their mortgage term by 84 months by overpaying £200 a month.

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AMI in warning over fact-finds

FSA plans to force mortgage brokers to conduct a fact-find before offering rate quotes over the phone could severely damage high-street intermediaries, the Association of Mortgage Intermediaries has warned.AMI director Chris Cummings is concerned that if potential clients are subject to lengthy interviews when all they want is a quick answer, they may be put […]

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Singing the blues

Skandia global marketing manager Andre Ozmann is rueing events after marital pressure caused him to let go of his Chelsea season ticket – days before the football club&#39s takeover by Russian oil magnate Roman Abramovich.Cowes resident Andre – who goes to work in Southampton on a rigid inflatable boat – was the proud owner of […]

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