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Standard Life Bank extends overpayment facility

Standard Life Bank is extending the overpayment facility on its full range of fixed rate mortgages. Customers will be able to overpay by up to 10 per cent on any fixed rate, and make unlimited overpayments on the bank&#39s Freestyle variable rate products. This means that a customer with a £120,000 capital mortgage on Standard Life Bank&#39s 5 year fixed rate could cut their mortgage term by 84 months by overpaying £200 a month.


Axa set for move into protection

Axa has signalled its intention to break into the protection market with the appointment of Iain Mallon as head of protection marketing.Mallon&#39s appointment was confirmed in a press release last week which said he will be responsible for “spearheading the development of Axa&#39s new protection business”.Despite this, the company says it is only considering entering […]

AMI in warning over fact-finds

FSA plans to force mortgage brokers to conduct a fact-find before offering rate quotes over the phone could severely damage high-street intermediaries, the Association of Mortgage Intermediaries has warned.AMI director Chris Cummings is concerned that if potential clients are subject to lengthy interviews when all they want is a quick answer, they may be put […]

Out of context

•”I am crap at being intelligent.” – Clark again on what it takes to set up a successful business.•”Maybe there&#39s been a trade of employees between the Food Standards Authority and Canary Wharf.” – Fee-Based Advice sales director Nick Peters on the mysteries of the latest FSA response to DP19.•”My lovelife is more complicated than […]

Singing the blues

Skandia global marketing manager Andre Ozmann is rueing events after marital pressure caused him to let go of his Chelsea season ticket – days before the football club&#39s takeover by Russian oil magnate Roman Abramovich.Cowes resident Andre – who goes to work in Southampton on a rigid inflatable boat – was the proud owner of […]


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